👋 Homeowner
Last year, a homeowner watched golf ball-sized hail destroy their roof, siding, and cars.
They had video evidence. Their roofer was on-site. An independent inspector confirmed significant damage. Yet when the insurance adjuster showed up, they refused to even look at the hail impacts.
The second adjuster? Same story—plus they backpedaled on the siding damage the first one had already acknowledged.
Zero payment. Months of stalling. A 4-year-old hail-rated roof written off as "normal wear and tear."
Sound familiar?.
You pay your premiums year after year. Then when disaster strikes, it's suddenly you versus everyone.
The adjuster works for the insurance company—not you. And their job is to minimize payouts, not maximize fairness.
You're not missing anything.
This isn't about evidence. It's about leverage. Insurance companies bank on homeowners giving up, accepting lowball offers, or not knowing they have options.
You have options.
SMC has vetted insurance claim experts, roofers, and contractors on hand who know exactly how adjusters operate—and how to fight back. Don't let them wear you down until you settle for less than you deserve.